Risk Analyst – Mid-level – Bank
| Company | USAA |
|---|---|
| Location | Tampa, FL, USA, Colorado Springs, CO, USA, Plano, TX, USA, Chesapeake, VA, USA, Charlotte, NC, USA, San Antonio, TX, USA, Phoenix, AZ, USA |
| Salary | $85040 – $162550 |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Mid Level, Senior |
Requirements
- Bachelor’s degree in Risk Management, Business, Finance, or a related field OR 4+ additional years of related experience beyond the minimum required which may be substituted in lieu of a degree.
- 4+ years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area OR advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 2+ years work of experience in a discipline relevant to risk management.
- Demonstrated knowledge of risk management principles, tools and applicable systems.
- Risk management experience in a complex institution and/or highly matrixed environment.
- Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.
- Ability to effectively work with both internal and external partners in a highly collaborative environment.
- Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions.
- Proactively identifies potential concerns and follows-up to resolve issues.
- Proficient knowledge of Microsoft Office products including Excel and PowerPoint.
Responsibilities
- Partners with key stakeholders in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations.
- Communicates results of risk assessments to governance committees, business process owners and various levels of leadership.
- Contributes to the implementation of new risk policies, practices, appetites and solutions to ensure comprehensive understanding and management of risks according to industry best practice.
- Improves strategies, tools, and methodologies to measure, monitor, and report risks.
- Applies solid understanding to assess data and produce analytical insights to understand business objectives, drive risk-based business decisions and influence solution strategies.
- Optimally contributes in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.
- Provides oversight of risk through documentation review, assessment of performance monitoring, model validation, and use implementation.
- Supports the formulation of scenario analysis and/or stress test plans, including the evaluation of results, and framing of contingency plans in partnership with key business stakeholders.
Preferred Qualifications
- Prior professional experience associated with the Deposits or Payments business lines.
- Demonstrated experience in conducting independent monitoring and testing activities, including issue validation.
- Proven track record to analyze complex datasets to detect patterns, trends, and inconsistencies to identify potential risks.
- Proficient in using data analysis tools (Tableau, Excel, etc)
- Strong presentation skills, demonstrating the ability to effectively communicate results to internal teams and key business stakeholders.
- US military experience through military service or a military spouse/domestic partner.