Senior Counsel – Canadian Retail & Commercial Lending – Private Banking
| Company | Royal Bank of Canada |
|---|---|
| Location | Toronto, ON, Canada |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | JD |
| Experience Level | Senior |
Requirements
- Law Degree and qualification to practice law in Ontario or in another common law Province (in good standing), with at least four or more years of post-call relevant legal experience.
- Significant legal experience in secured lending and financing transactions, including in respect of collateral security matters and attendant legal and reputational risks.
- Demonstrated ability to triage and assess situations and determine the appropriate escalation actions and strong problem-solving, communication and decision-making skills.
- Strong ability to balance competing work demands and to work independently and collaboratively within a team, including building effective relationships with internal partners.
Responsibilities
- Providing primary legal support to the branch network across Canadian Banking and to Commercial Lending business lines, such as Commercial Financial Services, Corporate Client Group, Commercial Mortgages and Real Estate Markets, Group Risk Management, the Commercial Advisory Group, RBC Equipment Financing & Leasing and RCAP financing, the BLOG, Commercial Auto Finance, Indigenous Banking and RBCx, on a wide array of lending and financing products (including on credit agreements, collateral security, mortgages, guarantees, intercreditor and priority agreements, payout arrangements and other credit-related matters)
- Staying abreast of regulatory and legal changes which impact commercial lending activities in Canada and partnering with Compliance, Operations, Risk and other functional areas to ensure oversight and control over supported business lines
- Providing primary legal support to National Office on Canadian commercial lending products and policies and identifying, assessing and managing legal and reputational risks relating to credit structuring and documentation of commercial lending products in Canada
- Providing primary legal support to the Private Banking Business on transactional lending matters and on lending products, including loans to Ultra High-Net-Worth clients and Enterprise Strategic clients, loans to non-residents, and on matters pertaining to security in investment portfolios and cash collateral;
- Providing primary legal support to Home Equity Finance on retail transactional lending and mortgage matters, and providing primary legal support to Retail Banking on Capital and Carry Loan programs;
- Providing assistance on complaints pertaining to lending escalated to branches or to Client Care and working with other Teams, including Litigation, on such matters;
- Inspiring confidence within all levels of employees of the foregoing businesses with respect to identification and successful management of legal and reputational risk;
- Supporting the goals of the Assistant General Counsel, Canadian Retail & Commercial Lending, Private Banking in achieving the business/operations, strategic priorities and operational performance goals of the RBC Law Group.
Preferred Qualifications
- Legal experience with personal and/or commercial mortgages.
- Legal experience in leasing and equipment finance activities.
- Demonstrated ability to manage contentious issues.