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Customer Service Representative III – Commercial Lines

Customer Service Representative III – Commercial Lines

CompanyNationwide
LocationIowa, USA
Salary$Not Provided – $Not Provided
TypeFull-Time
Degrees
Experience LevelMid Level, Senior

Requirements

  • Three years of related work experience in a commercial customer service or processing role
  • Effective verbal and written communication skills to interact with agents, policyholders, managers, third parties and other departments via the telephone or email system on a constant basis
  • Ability to operate personal computer and related processing systems, calculator and other business equipment
  • Ability to understand and communicate technical insurance information to internal/external customers
  • Strong interpersonal and multi-tasking skills
  • Ability to prioritize work; review computer output, system-related problems and other error conditions; make decisions using established criteria and guidelines

Responsibilities

  • Works independently to provide customer service for commercial customers including agents and policy holders/policyholders
  • Handles the most complex service requests and calls advanced from other service representatives
  • Responds to all questions and provides service according to established procedures and standard methodologies
  • Performs outbound telephone calls and follow-up work as required to process customer requests
  • Answers questions and provides explanations regarding service requests and coverage for commercial policies, limits and deductibles considering customer needs as well as company guidelines
  • Processes changes, reinstatements and cancellations for all types of commercial policies; provides quotation and binds coverage within prescribed limits as required
  • Handles agent and policyholder correspondence and related paperwork
  • Responsible for issuing certificate of insurance, evidence of insurance and other documents as to ensure proof of insurability
  • Follows up for necessary documents and payments in order to process customer requests
  • Maintains a consistent quality and quantity of work at prescribed standards
  • Identifies and prioritizes own work according to prescribed standards
  • Maintains solid understanding of state-specific processing procedures, all processing systems, credit and collections procedures, pricing guidelines and eligibility and team concepts
  • May serve as backup to the Quality Assurance Coordinator and processing unit as needed
  • May help train less experienced associates and assist them in responding to customer inquiries
  • Cross sells commercial products to existing customers on an ‘as needed’ basis, advising them of best coverage options and quoting appropriate rates
  • Works with underwriting to issue new lines of business and make necessary changes to policy

Preferred Qualifications

  • Prior surety experience preferred
  • Undergraduate studies preferred