Senior Commercial Credit Risk Analyst

Senior Commercial Credit Risk Analyst

Requirements

• Bachelor’s Degree in a Business or Mathematics-based or related Discipline, or in lieu of degree four or five years’ credit risk, financial or business analysis experience
• Five years’ relevant experience in Banking, Risk or Finance analysis or a related field
• Five years’ experience preparing written documentation and/or papers/publications

Responsibilities

• Monitor performance of loan portfolio credit quality; communicate issues to management; quantify business ramifications, Investigate any incident that may result in losses and compile findings for Management review
• Conduct portfolio segmentation analysis using origination, financial, demographic, behavioral, market, and economic data as appropriate
• Leverage industry information and contacts to support analysis through trend comparison
• Obtain data from disparate sources, link information, check data integrity, and perform exploratory analysis. Formulate data solutions for enhancing performance monitoring and ad hoc analytics
• Regularly present portfolio risk summaries and dashboards to management and risk governance committees
• Partner with cross-functional teams to discuss current portfolio performance and emerging risks; participate in cross-functional teams as SME for enterprise projects such as CAP, ACL, new systems implementation, etc.
• Develop knowledge around various Banking Regulatory requirements
• Lead special projects as requested by Management. Lead/mentor junior staff
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
• Complete other related duties as assigned
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
• Promote an environment that supports belonging and reflects the M&T Bank brand

Preferred Qualifications

• MBA preferred