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Manager – Credit Structures

Manager – Credit Structures

CompanyRoyal Bank of Canada
LocationMontreal, QC, Canada
Salary$Not Provided – $Not Provided
TypeFull-Time
Degrees
Experience LevelSenior

Requirements

  • A minimum of 5 years of experience in credit granting to personal and/or business clients
  • Proven ability to analyze financial statements
  • Superior client relationship management skills
  • Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.

Responsibilities

  • Provide high-end relationship management and credit advice to high net worth Canadians following all five principles of the Black Card Experience
  • Deliver a superior, professional, best-in-class credit experience through excellence in completing deep-discovery conversations with clients regarding their credit needs, analyzing the various options while leveraging the tools at your disposal, and presenting solutions centered on credit advice
  • Provide proactive credit advice to all Private Banking clients and develop innovative and creative credit solutions
  • Prepare and submit comprehensive and accurate credit proposals for approval with a sense of urgency, supported by required due diligence and analysis of financial statements
  • Lead the discussion with clients around mortgage renewals and process client requests
  • Proactively manage credit renewals by submitting files within deadlines

Preferred Qualifications

  • Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards
  • Experience working with high net worth clients
  • Experience in Commercial and/or Capital Markets