Manager – Credit Structures
Company | Royal Bank of Canada |
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Location | Montreal, QC, Canada |
Salary | $Not Provided – $Not Provided |
Type | Full-Time |
Degrees | |
Experience Level | Senior |
Requirements
- A minimum of 5 years of experience in credit granting to personal and/or business clients
- Proven ability to analyze financial statements
- Superior client relationship management skills
- Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.
Responsibilities
- Provide high-end relationship management and credit advice to high net worth Canadians following all five principles of the Black Card Experience
- Deliver a superior, professional, best-in-class credit experience through excellence in completing deep-discovery conversations with clients regarding their credit needs, analyzing the various options while leveraging the tools at your disposal, and presenting solutions centered on credit advice
- Provide proactive credit advice to all Private Banking clients and develop innovative and creative credit solutions
- Prepare and submit comprehensive and accurate credit proposals for approval with a sense of urgency, supported by required due diligence and analysis of financial statements
- Lead the discussion with clients around mortgage renewals and process client requests
- Proactively manage credit renewals by submitting files within deadlines
Preferred Qualifications
- Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards
- Experience working with high net worth clients
- Experience in Commercial and/or Capital Markets