Mortgage Loan Originator
| Company | First Western Trust |
|---|---|
| Location | Scottsdale, AZ, USA, Phoenix, AZ, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Junior, Mid Level |
Requirements
- Proficient in Microsoft Office Suite
- Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
- Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
- Demonstrated success in cultivating and maintaining a quality referral network
- Ability to analyze and calculate income from complex financial data
- Solid understanding of mortgage loan processing, underwriting, and closing
- Professional presentation, written and verbal communications skills
- Detail-oriented
- Bachelor’s Degree, Or equivalent work experience, Required
- 1-3 years, Recent residential mortgage lending experience, preferably within a bank environment, Required
- Active NMLS registration, Upon Hire, Required
Responsibilities
- Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
- On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership
- Consistently spend more than 50% of working time away from First Western’s office(s) engaged in soliciting new mortgage loan business
- Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners
- Respond to all inquiries and referrals within 24 hours
- Meet applicants either face-to-face or over the phone
- Conduct interviews with potential applicants to determine the appropriate loan programs/products
- Analyze applicants’ income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs
- Present a full and complete loan application with supporting documentation to the operations team within 72 hours
- Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations
- Meet volume goals as established by the sales management team
- Attend all sales meetings and successfully complete all required training
Preferred Qualifications
-
No preferred qualifications provided.