Associate – Regulatory Compliance – Credit Card

Associate – Regulatory Compliance – Credit Card

Requirements

• Bachelor’s degree
• Preferred CRCM or similar certifications
• 2-4 years of compliance experience in credit, banking, fintech, or other financial regulatory compliance industry with a focus on credit card regulatory compliance
• Possess understanding of credit and banking laws and regulations including BSA/AML, UDAAP, ECOA, MLA/SCRA, FCRA, GLBA, and associated regulations
• Ability to identify potential compliance issues and work effectively to remediate them
• Demonstrate a track record of supporting key compliance initiatives

Responsibilities

• Take a supporting role in identifying, mapping out, documenting, and rating controls and risks as part of our Risk Assessment program
• Take ownership of complaint management including track, analyze, and address customer complaints related to the Gemini Credit Card, ensuring timely resolution and compliance with regulatory expectations
• Respond to audit, partner bank, and regulatory requests
• Identify compliance gaps or issues and work cross-functionally to implement corrective actions
• Review escalations from key compliance processes based on defined risk thresholds
• Support day-to-day compliance operations for the credit card product line
• Assist in maintaining policies and procedures to ensure compliance with relevant regulations, including those related to credit card operations
• Work with legal, risk, and operations teams to ensure a well-integrated approach to regulatory compliance
• Lead reporting to oversight and governance committees on the state of compliance risk and prepare reporting materials
• Investigate and escalate potentially alerts and suspicious transactions in accordance with AML and fraud prevention policies
• Support senior members of the Compliance team as needed

Preferred Qualifications

• Preferred CRCM or similar certifications