Scenario-Underwriter

Minimum 4 years of residential loan underwriting experience.
High school diploma required.
College diploma preferred.
Strong analytical skills.
Ability to make risk-based lending decisions supported with relevant data and research.
Detail oriented.
Knowledgeable with MS Office.
Excellent Customer Service skills.
Excellent verbal and written communication skills.
Great organizational skills.

Responsible for reviewing loan scenarios and providing lending solutions to our Sales partners and clients.
Exercise appropriate judgment and authority in interpreting and providing loan solutions based on knowledgeable decisions.
Effectively escalate credit risk and underwriting related questions as needed.
Create lending solutions through proactive problem solving, researching, and answering product, process, and guideline questions.
Cultivate and maintain strategic business relationships.
Demonstrate commitment to, and compliance with, NewRez credit risk philosophy.
Provide best in class customer service.
Analyze borrower’s credit profile, collateral, and capacity to repay the proposed mortgage obligation.
Complete fully developed income calculations for various loan products.
Stay informed of current and acceptable underwriting practices.
Maintain and cultivate effective working relationship with internal and external customers.
Prioritize work queue to ensure service level agreements are met.
Consistently meet or exceed established minimum productivity and quality goals.
Provide quality control responses in a timely manner.
Act as a role model of the company’s values, acting in an ethical and professional manner at all times.
Embrace company culture.
Performs related duties as assigned by supervisor.