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Commercial Middle Market Underwriting & Portfolio Management SVP
| Company | Santander |
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| Location | Conshohocken, PA, USA |
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| Salary | $123750 – $200000 |
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| Type | Full-Time |
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| Degrees | Bachelor’s |
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| Experience Level | Expert or higher |
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Requirements
- Bachelor’s Degree: Finance, Accounting, Management, Economics or equivalent field. – Required.
- At least 9+ years of hands-on commercial and/or corporate banking underwriting experience – Mandatory.
- Proficient communicator (orally and in writing) with clients, peers and fellow associates.
- Proficient with Microsoft Office applications.
- Familiarity with commercial loan systems.
- Ability to work and interact with various departments.
- Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines.
- Thorough knowledge and understanding of all loan products and services.
- Understanding the Banks compliance policies as it relates to the specific individual job duties and following the provisions of such policies, specifically understanding that any violation of such policies must be reported to the Director of Regulatory Services immediately.
Responsibilities
- Underwrites, structures and portfolio manages new transactions and existing relationships.
- Leads underwriting, structuring and closing of amendments, upsizes and extensions, as needed, including annual reviews and credit approval memos.
- Communicates portfolio trends, risks and mitigants to senior leadership.
- Cultivates excellent client relationships.
- Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements.
- Collaborates with team to prepare and present monthly/quarterly portfolio reviews.
- Develops, manages and/or refines tools necessary to track borrower and portfolio performance, monitor trends and industry performance.
- Collaborates with originations team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals.
- Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance.
- Monitors and enforces terms of loan agreement / documents.
- Identifies and establishes best practices policies and procedures.
Preferred Qualifications
- Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
