Mortg Loan Credit Specialist

Four-year college degree (preferred)
2+ years banking experience (preferred)
Knowledge of various loan programs and credit and qualifying requirements
Ability to read, analyze, and communicate results of technical data, credit reports.

Work closely with Lennar Mortgage Division Manager, Loan Officers, and NHCs to assist in educating and training of referring potential customers to Lennar Mortgage’s Home Buyer Solutions Group
Review credit history with customers
Utilize credit expert reports to determine best course of action to improve overall credit
Counsel customers on action plan to resolve credit issues
Obtain Homebuyer Education certificates for customers provided by an MI partner depending upon location
Review and educate customers on how to create a budget and save funds for down payment and home ownership using budget forms & materials provided with the Homebuyer Education programs
Be able to determine by reviewing a credit report and weighing the results of simulations the best actions customers can complete to increase overall credit rating
Obtain written commitment from customers to enroll in HBSG, HBSG Enrollment and Acknowledgement Form
Follow up with customers on status of action plans completed
Update and track all communication with customers through pipeline management/Dispute Suite
Provide and update notes for reporting to Lennar Mortgage divisions on customer status in Homebuyer Solutions Group
In addition to the above, each Associate will be required to cross train for position(s) within the organization which may, from time to time, be required.