Senior Credit Risk Officer – Asset Based Lending

Senior Credit Risk Officer – Asset Based Lending

Requirements

• Bachelor’s degree, or equivalent education and related training
• 15 years of experience in lending and/or credit experience
• Widespread financial credit risk and regulatory knowledge
• Solid accounting/financial analysis skills
• Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships

Responsibilities

• Serve as a senior credit risk officer for large and complex segments within wholesale lending or specialty lines of businesses.
• Communicate effectively as a thought leader to support development and maintenance of a strong credit culture.
• Partner with segment leaders to develop, communicate, and execute credit strategies, limits, and policies that support LOB targets while maintaining disciplined approaches to optimizing capital deployment and mitigating risk.
• Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management.
• Manage highly complex decisions that could have significant impact to risks and profitability.
• Ensure appropriate Risk Rating for the portfolio, monitor portfolio performance, identify areas of emerging risks. Develop strategies and action plans for emerging risk, and elevate to Senior Credit Officer and present portfolio updates and recommendations to senior executives, Risk Oversight Committees, and regulators as requested.

Preferred Qualifications

• 20 years of experience in commercial lending and/or credit experience
• Master’s degree in business administration, finance, or accounting
• Broad product knowledge and experience, including Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories Experience across a broad span or industries or deep experience within a specific industry
• RMA – Credit Risk Certification