Risk Management – Credit Risk Analyst – Technology – Media – And Telecom
Company | JP Morgan Chase |
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Location | San Francisco, CA, USA |
Salary | $Not Provided – $Not Provided |
Type | Full-Time |
Degrees | Bachelor’s |
Experience Level | Junior |
Requirements
- Minimum of 1 year of professional work experience in financial services.
- Strong interpersonal skills and ability to work well in a team environment.
- Coursework in corporate finance and accounting.
- Strong sense of accountability and ownership of tasks.
- Interest in client interaction with strong verbal and written communication skills.
- Ability to understand, describe, and debate complex concepts.
- Ability to perform well under pressure in a demanding environment managing multiple tasks simultaneously.
- Highly proficient in Excel, PowerPoint, and Word software.
Responsibilities
- Develop a well-informed and forward-looking view of client businesses.
- Stay current on all aspects of the assigned credit portfolio, including industry trends, portfolio performance, compliance with covenants, and potential risks and opportunities.
- Prepare and present credit approval memos for new debt facilities and reviews on existing client facilities by conducting business analysis and performing financial analysis, including running financial models and peer comparisons.
- Assess client creditworthiness and recommend appropriate credit ratings.
- Evaluate the ability of cash flows to repay debt and describe concisely the structure and terms of products while analyzing related risk metrics.
- Participate in client on-site or telephonic diligence meetings.
- Process transactions and annual reviews in JPM’s credit system by coordinating with middle office and business partners in a timely manner.
- Monitor, investigate, and escalate risk metrics associated with client activity.
- Prepare and present periodic portfolio reviews to senior credit executives and business partners.
- Lead ad hoc team projects.
Preferred Qualifications
- Credit risk management experience.
- Highly motivated with a natural passion to learn and an inquisitive personality.