Associate – Corporate Banking

Associate – Corporate Banking

Requirements

• Typically up to 3 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Undergraduate degree in business/accounting/economics/finance essential, with an outstanding academic achievement.
• A specific desire to work in corporate banking
• Has financial analysis training and experience.
• Excellent analytical skills. Highly skilled in building complex financial models.
• Verbal & written communication skills in both French and English – In-depth.
• Collaboration & team skills – In-depth.
• Analytical and problem solving skills – In-depth.
• Influence skills – In-depth.
• Detail oriented.
• Highly motivated, fast learning and able to work with limited supervision and adapt to frequent market, systems, and process changes.
• Outgoing and personable; team player able to work effectively in small groups.
• Knowledgeable and passionate about the principles of finance and financial markets.
• Comfortable working in a fast-paced environment.

Responsibilities

• Supports the analysis and structuring of corporate lending transactions, and coordinates with other products as an integral part of a larger coverage team that maintains strong client relationships.
• Includes providing lending expertise for a variety of sectors, establishing credit facilities to support trading products business and facilitating credit approvals in support of Trade Finance products.
• Cross sells BMO products (e.g. FX / treasury products, cash management & corporate cards, commodities, investment management, securitization, leasing, Trade Finance products, etc.) to BMO Capital Markets clients.
• Develops written internal and external marketing pitch material.
• Supports deal teams in development, presentation, and winning mandates.
• Reviews and assists in preparation of credit documentation (i.e. including applications, memoranda, presentations, etc.) for internal and external stakeholders.
• Seeks to develop an understanding of client needs and outcomes.
• Identifies opportunities for increased efficiency and improved service to internal and external clients.
• Provides analytical findings to deal teams.
• Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
• Builds effective relationships with internal/external stakeholders.
• Researches and analyzes financial and operating information relating to companies and industries.
• Performs complex financial modeling.
• Creates statistical exhibits and trend analysis of financial performance for client presentations.
• Completes due diligence and credit analysis on new and existing client relationships.
• Prepares industry compilations.
• Completes quality reports/analyses.
• Applies technical concepts and understands implication of work to client/transaction.
• Completes all required regulatory and compliance activity to meet KYC/AML standards
• Develops an understanding of and proficiency in using all required systems and models.
• Provides feedback on, and, supports continuous improvement opportunities.
• Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.
• Considers risk, internal controls and compliance as part of day-to-day accountabilities and adheres to policies and procedures.
• Thinks creatively and proposes new solutions.
• Exercises judgment to identify, diagnose, and solve problems within given rules.
• Works mostly independently.
• Broader work or accountabilities may be assigned as needed.

Preferred Qualifications

• Previous commercial or corporate banking experience preferred.
• Graduate degree, CFA or CPA preferred.