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Underwriting Analyst

Underwriting Analyst

CompanyMudflap
LocationSan Francisco, CA, USA, Austin, TX, USA
Salary$68000 – $92000
TypeFull-Time
Degrees
Experience LevelJunior, Mid Level

Requirements

  • Prior experience in either consumer or small business underwriting
  • A basic understanding of Excel and other platforms of data entry
  • Ability to work both independently and as part of a team
  • Strong attention to detail and the ability to handle multiple tasks effectively
  • Familiarity with fast-paced environments with an “all hands on deck” approach
  • Strong written and oral communication & analytical and interpersonal skills
  • Ability to develop and foster strong cross-functional partnerships

Responsibilities

  • Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information
  • Determine the risk level associated with lending and make informed decisions based on established criteria
  • Evaluate exceptions to credit policy carefully and make recommendations to the leadership team
  • Collaborate with internal teams to streamline the underwriting process and ensure timely completion of applications
  • Conduct periodic reviews of existing customers to evaluate credit limit changes and recommend appropriate changes
  • Communicate effectively with clients, providing clear explanations of underwriting decisions and assisting in resolving inquiries

Preferred Qualifications

    No preferred qualifications provided.